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The standard currency used among the citizens of the UTW Universalis(often refereed to as Unis), with the smaller currency being Huffs. 100 Huffs = 1 Universalis.
Citizens usually have accounts that are directly accessed for payments, cash no longer exist, however the need for physical (and often untraceable) currency still exists, so transactions that require as such are usually conducted via trade of goods or authorized Galactic Bank outlets may grant currency cards, which are loaded with a preset amount of Universalis and can be traded as money.
The Galactic Bank is the only legal bank in the UTW space.